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<!-- --------------------------------------------------
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	<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN">
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	<title>UMass Memorial Health Care Refinancing Saves $6 Million</title>

	





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	<meta name="description" content="UMass Memorial Medical Center press releases">
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function NavBarLayer() {
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}

function BillzNavMove() {
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	} else {
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}

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}

window.onload = FullyLoaded;
//-->
</script>
					
<script type="text/javascript">
//<!--
function NavBar_setCookie(cookievalue,navVersion,linkID) 
{	
	var cookiename = "SLIDINGTABLE_NAVBAR" + navVersion;
	var cookieVersionname = "SLIDINGTBL_NAVBAR_VERSION";
	var cookieClear = "SLIDINGTBL_NAVBAR_CLEARCOOKIES";	
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		document.cookie = cookieVersionname.toUpperCase() + "=" + navVersion;	
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}
function NavBar_setoLevelIDCookie(cookievalue,linkID,navVersion) 
{
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}
function NavBar_setPLinkIDCookie(linkID,navVersion)
{	
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function NavBar_deleteCookie() 
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<script type="text/javascript">
//<!--
function NavBar_setCookie(cookievalue,navVersion,linkID) 
{	
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function NavBar_setoLevelIDCookie(cookievalue,linkID,navVersion) 
{
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function NavBar_setPLinkIDCookie(linkID,navVersion)
{	
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function NavBar_deleteCookie() 
{
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	// note: document.cookie only returns name=value, not the other components
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}
		
//-->
</script>
			</HEAD>
 


<!--
__________ SCRIPTS ______________________________ 
-->




<!--
__________ STYLES ______________________________
-->
<style type="text/css">
	@import url(MedicalCenter_style.css);
</style>
<body>
<table width="750" cellspacing="0" cellpadding="0" border="0" align="center">
<tr>
<!--
__________ LOGO ______________________________
-->
    	<td width="230" height="60" align="center"><a href="MedicalCenterHP2.cfm?id=5645"><img border="0" src="images/logo_ummmc.jpg"></a></td>
<!--
__________ HOSPITAL NAV ______________________________
-->
	  	<td align="center" style="padding-bottom:10px;">
			

		
		
		
		
		
		

		
		
		


		
		<style>
			a:link.topnav {
				display:block;
				font-family:Arial, Helvetica, sans-serif; 
				font-size:11px;
				font-weight:bold;
				color:#333333; 
				text-decoration:none;
				background-image:url(images/bar_01.jpg);
				padding:2px 0px 2px 10px; 
				background-repeat:no-repeat;
			}
			a:visited.topnav {
				display:block;
				font-family:Arial, Helvetica, sans-serif; 
				font-size:11px;
				font-weight:bold;
				color:#333333; 
				text-decoration:none;
				background-image:url(images/bar_01.jpg);
				padding:2px 0px 2px 10px; 
				background-repeat:no-repeat;
			}
			a:hover.topnav {
				display:block;
				font-family:Arial, Helvetica, sans-serif; 
				font-size:11px;
				font-weight:bold;
				color:#8a9bc2;
				text-decoration:none;
				background-image:url(images/bar_hover_01.jpg);
				padding:2px 0px 2px 10px; 
				background-repeat:no-repeat;
			}
			a:active.topnav {
				display:block;
				font-family:Arial, Helvetica, sans-serif; 
				font-size:11px;
				font-weight:bold;
				color:#333333; 
				text-decoration:none;
				background-image:url(images/bar_01.jpg);
				padding:2px 0px 2px 10px; 
				background-repeat:no-repeat;
			}
		</style>
		
	<!-- Begin NavBar Output  -  Version:  v0.79a 09/30/2006  -->
	
		<!-- Begin NavBar Bar #1 Content Output... -->
		<table cellpadding="0" cellspacing="0" border="0"><tr><td><table  border="0" cellspacing="0" cellpadding="0" onclick="NavBar_deleteCookie();">
	<tr class="topnav">
		<td style="width:200px" valign="top" align="left" title=""><a href="http://www.umassmemorial.org/MedicalCenterHP2.cfm?id=5645"  onClick="NavBar_setPLinkIDCookie('4284','');" class="topnav">UMass Memorial Medical Center</a></td>
		<td style="width:155px" valign="top" align="left" title=""><a href="http://www.umassmemorial.org/clintonHP.cfm?id=10"  onClick="NavBar_setPLinkIDCookie('4283','');" class="topnav">Clinton Hospital</a></td>
		<td style="width:155px" valign="top" align="left" title=""><a href="http://www.umassmemorial.org/HealthAllianceHP.cfm?id=9"  onClick="NavBar_setPLinkIDCookie('4282','');" class="topnav">HealthAlliance Hospital</a></td>
	</tr>
</table></td></tr><tr><td><table  border="0" cellspacing="0" cellpadding="0" onclick="NavBar_deleteCookie();">
		<td style="width:200px" valign="top" align="left" title=""><a href="http://www.umassmemorial.org/MarlboroughHP.cfm?id=8"  onClick="NavBar_setPLinkIDCookie('4281','');" class="topnav">Marlborough Hospital</a></td>
		<td style="width:155px" valign="top" align="left" title=""><a href="http://www.umassmemorial.org/winghp.cfm?id=7"  onClick="NavBar_setPLinkIDCookie('4280','');" class="topnav">Wing Memorial Hospital</a></td>
		<td style="width:155px" valign="top" align="left" title=""><a href="http://www.umassmemorial.org/SystemIP.cfm?id=18"  onClick="NavBar_setPLinkIDCookie('4279','');" class="topnav">Our System</a></td>
</table></td></tr></table>
	
		<!-- End NavBar Output -->
	 

		


	  	</td>
	</tr>
</table>
<table width="750" cellspacing="0" cellpadding="0" border="0" align="center">
<tr>
	  	<td height=74 background="images/blurb_ummc2.gif" style="padding: 5px 0px 0px 8px; font-family: Arial; font-size: 8pt; font-weight:bold; color:#285285;" width="170">UMass Memorial Medical Center connects you with today's medical innovations and tomorrow's breakthroughs.
		<a href="MedicalCenterIP.cfm?id=1612"><img src="images/blurblink_ummmc.gif" border=0 style="margin: 0px 0px 0px 0px;"></a>
	  	</td>
<!--
__________ BANNER ______________________________
-->
		<td rowspan="2">





	






	
	
		
				
			
			
			
	
		
				
			
			
			
	
		
				
			
			
			
				
				

<!--MARK--><img src="images/banner_medicalcenter_newsnevents.jpg"><!--MARK-->

</td>
	</tr>
	<tr>
<!--
__________ SEARCH ______________________________
-->
	  	<td height=46 background="images/searchbkg_ummmc.jpg" valign="top" style="background-repeat:no-repeat;">





	<style name="text/css" class="search">		
		td.search {background-color: transparent; background-image: URL(images/clear.gif); font-family: verdana,arial; font-weight: 700; font-size: 12px; font-color: 000000;}
				
	</style>

		<table border="0" cellpadding="0" cellspacing="0" background="" align= "top">		
		<form action="body.cfm?id=86" method="POST">		
		<input type="hidden" name="action" value="list">	
		<input type="hidden" name="search_areas_id" value="">	
		<input type="hidden" name="includewhat" value="">
			
			<tr><td class="searchCell">							
				
					&nbsp;&nbsp;&nbsp;&nbsp; Search<br>
				
				
					&nbsp;&nbsp;&nbsp;<input type="text" name="keywords" size="15" value="Search Intranet">
							
				
					&nbsp; <input type="IMAGE" src="images/go_ummmc.jpg" border="0" width="21" height="13">
				
			</td></tr>
		</form>
		</table>
	 


	  	</td>
	</tr>
</table>
<img src="image/spacer.gif" height="10">
<table width="750" cellspacing="0" cellpadding="0" border="0" align="center">
	<tr>
<!--
__________ LEFT NAV ______________________________
-->
	
	
	
		<td width="180" rowspan="3">
			


		<style type="text/css">
		A.clMain1:visited:hover {
			font-family:Arial, Helvetica, sans-serif; 
			color:#FFFFFF; 
			font-size:11px;
			font-weight:bold;
			display:block; 
			padding:3px 0px 3px 15px; 
			text-decoration:none;
			background-color:#5970A4;
		}
		</style>
		
		
		


<style type="text/css">
table.Parentnav1
{
	width:100%;
	padding: 0px;
}
table.ChildNav1
{
	padding: 0px;
	width:100%;
}
td.ChildNav1
{
	vertical-align: top;
}
td.ChildNavBullet1
{
	vertical-align: top;
}
td.ParentNav1
{
	vertical-align: top;
}
td.ParentNavBullet1
{
	vertical-align: top;
}
DIV.Parentmain1
{
	position:relative;
	z-index: 2;
	width:100%;
	padding: 0px;
}
#mainDIV1
{
	position:absolute;
	z-index: 1;
	width: 150px;
	top: 0px;
	left: 0px;
	padding: 0px;
	background-color: transparent;
}
DIV.clLeftGrand1
{
	position: absolute;
	z-index: 5;
	visibility: hidden;
	left: 180px;
	width: 180px;
	top: -1px;
	border-left-width: 0px;
	border-bottom-width: 0px;
	border-top-width: 0px;
	border-right-width: 0px;
	border-color: #000000;
	border-style: solid;
	background-color: #FFFFFF;
}
DIV.clLeft1
{
	position: absolute;
	z-index: 3;
	visibility: hidden;
	left: 180;
	width: 180px;
	top: 0;
	border-left-width: 0px;
	border-bottom-width: 0px;
	border-top-width: 0px;
	border-right-width: 0px;
	border-color: #000000;
	border-style: solid;
	background-color: #FFFFFF;
}
A.clMain1:link
{
	font-family:Arial, Helvetica, sans-serif;
	color:#000000;
	font-size:11px;
	display:block;
	padding:3px 0px 3px 15px;
	text-decoration:none;
	background-color:#F3F2F7;
}
A.clMain1:visited
{
	font-family:Arial, Helvetica, sans-serif;
	color:#000000;
	font-size:11px;
	display:block;
	padding:3px 0px 3px 15px;
	text-decoration:none;
	background-color:#F3F2F7;
}
A.clMain1:hover
{
	font-family:Arial, Helvetica, sans-serif;
	color:#FFFFFF;
	font-size:11px;
	font-weight:bold;
	display:block;
	padding:3px 0px 3px 15px;
	text-decoration:none;
	background-color:#5970A4;
}
A.clMain1:active
{
	font-family:Arial, Helvetica, sans-serif;
	color:#FFFFFF;
	font-size:11px;
	display:block;
	padding:3px 0px 3px 15px;
	text-decoration:none;
	background-color:#5970A4;
}
A.clSubb1:link
{
	font-family: arial;
	font-weight: bold;
	font-size: 11px;
	text-decoration: none;
	color: #000F38;
}
A.clSubb1:visited
{
	font-family: arial;
	font-weight: bold;
	font-size: 11px;
	text-decoration: none;
	color: #000F38;
}
A.clSubb1:hover
{
	font-family: arial;
	font-weight: bold;
	font-size: 11px;
	text-decoration: none;
	color: #0D427B;
}
A.clSubb1:active
{
	font-family: arial;
	font-weight: bold;
	font-size: 11px;
	text-decoration: none;
	color: #000F38;
}
</style>


			
<script type="text/javascript">
<!--

function DHTMLNavBar_configureCookie(linkID) {
	// first we'll split this cookie up into name/value pairs
	// note: document.cookie only returns name=value, not the other components
	var check_name = "SLIDINGTABLE_NAVBAR";
	var a_all_cookies = document.cookie.split( ';' );
	var a_temp_cookie = '';
	var cookie_name = '';
	var cookie_value = '';
	var b_cookie_found = false; // set boolean t/f default f

	document.cookie = "SLIDINGTBL_NAVBAR_VERSION=0";
	document.cookie = "SLIDINGTBL_NAVBAR_OLEVELID=";
	if(linkID.length)
		DHTMLNavBar_setPLinkIDCookie(linkID);

	for (i = 0; i < a_all_cookies.length; i++)
	{
		a_temp_cookie = a_all_cookies[i].split( '=' );
		cookie_name = a_temp_cookie[0].replace(/^\s+|\s+$/g, '');

		//expire all cookies for every slidingTable_navbar intances.
		if (cookie_name.toUpperCase().indexOf(check_name) == 0)
			document.cookie = cookie_name.toUpperCase() + "=";
	}
}
function DHTMLNavBar_setPLinkIDCookie(linkID){
	document.cookie = "SLIDINGTBL_NAVBAR_PLINKID=" + linkID;
}
function findPosY(obj) {
	var curtop = 0;
	if (obj.offsetParent)
	{
		while (obj.offsetParent)
		{
			curtop += obj.offsetTop
			obj = obj.offsetParent;
		}
	}
	else if (obj.y)
	{
		curtop += obj.y;
	}
	return curtop;
}
var aryDHTMLLayerMoused = new Array();
var DHTMLrunMouseOvers = false;
var aryDHTMLMoImages = new Array();
var DHTMLimageList = new Array();
var DHTMLTimerID=null;
var itmp=0;

function DHTMLMOImage() {
	var a = DHTMLMOImage.arguments;
	this.ptrImage = DHTMLNavBarMM_findObj(a[0]);
	this.imageMO = new Image();
	this.imageMO.src = a[1];
	this.HTMLname = a[0];
	this.Moused = false;
	this.OriginalSrc = '';
}
// 0) html image name 1) mo image src 2)image Name for rollover key (rollover may have multiple mos for one html Image)
function DHTMLNavBarImagePreload() {
	var arg = DHTMLNavBarImagePreload.arguments;
	imageKey = (arg[2])?arg[2]:arg[0];
	DHTMLimageList[DHTMLimageList.length] = imageKey;
	if(!(aryDHTMLMoImages[imageKey]))
		aryDHTMLMoImages[imageKey] = new DHTMLMOImage(arg[0],arg[1]);
}
function DHTMLNavBarMouseover() {
	var a = null;
	var imageKey = null;
	var o = null;
	if (DHTMLrunMouseOvers)
	{
		//args 0)ImageName 1)OriginalSrc 2)array index (caller imagename)
		a = DHTMLNavBarMouseover.arguments;
		imageKey = (a[2])?a[2]:a[0];
		if(!(aryDHTMLMoImages[imageKey].ptrImage))
			aryDHTMLMoImages[imageKey].ptrImage = DHTMLNavBarMM_findObj(a[0]);
		if(aryDHTMLMoImages[imageKey] && (o = aryDHTMLMoImages[imageKey].ptrImage))
		{
			aryDHTMLMoImages[imageKey].OriginalSrc = a[1];
			aryDHTMLMoImages[imageKey].Moused = true;
			o.src = aryDHTMLMoImages[imageKey].imageMO.src;
		}
	}
}

var DHTMLNavBarTemponload = null;
if (window.onload && window.onload != null)
	DHTMLNavBarTemponload = window.onload;

function DHTMLFullyLoaded() {
	if (DHTMLNavBarTemponload != null)
		DHTMLNavBarTemponload();
	DHTMLrunMouseOvers = true;
	return true;
}
function DHTMLNavBarMouseOutTimer() {
	if(DHTMLTimerID)
		clearTimeout(DHTMLTimerID);
	DHTMLTimerID = setTimeout("DHTMLNavBarLayerRestore()",5000);
}
function DHTMLRestoreParent(layername) {
	for(var i=0;i < aryDHTMLLayerNames.length;i++)
	{
		if(!aryDHTMLNavBarLayerInfo[aryDHTMLLayerNames[i]].isDefault)
		{
			if(!(aryDHTMLLayerNames[i] == layername) && aryDHTMLLayerNames[i].indexOf("grand") == -1)
				DHTMLNavBarRestoreLayers(aryDHTMLLayerNames[i]);
		}
	}
}
function DHTMLRestoreAll() {
	DHTMLNavBarMouseoverRestore();
	DHTMLNavBarLayerRestore();
}
function DHTMLNavBarMouseoverRestore() {
	var i = 0;
	var o = null;
	if (DHTMLrunMouseOvers)
	{
		for (var i=0; i < DHTMLimageList.length; i++)
		{
			if (aryDHTMLMoImages[imageList[i]].Moused && (o = aryDHTMLMoImages[imageList[i]].ptrImage)) {
				o.src = aryDHTMLMoImages[imageList[i]].OriginalSrc;
				aryDHTMLMoImages[imageList[i]].Moused = false;
			}
		}
	}
	return true;
}
function DHTMLNavBarLayerRestore() {
	for(var i=0;i < aryDHTMLLayerNames.length;i++)
	{
		if(!aryDHTMLNavBarLayerInfo[aryDHTMLLayerNames[i]].isDefault)
			DHTMLNavBarRestoreLayers(aryDHTMLLayerNames[i]);
	}
}
function DHTMLNavBarArrayPushUnique(aryArray, varNewElement){
	//only pushes if unique value
	var pushIt = true;
	for (var i=0;i < aryArray.length && pushIt;i++)
	{
		pushIt = (varNewElement!=aryArray[i]);
	}
	if(pushIt)
		DHTMLNavBarArrayPush(aryArray, varNewElement);

	return pushIt;
}
function DHTMLNavBarArrayPush(aryArray, varNewElement) {
	//Implement Array Push 'cause IE cant handle it
	aryArray[aryArray.length]=varNewElement;
}
function DHTMLNavBarArrayPop(aryArray) {
	//Implement Array Pop 'cause IE cant handle it before 5.5
	var varItemToPop = null;
	if(aryArray[aryArray.length-1]) {
		varItemToPop = aryArray[aryArray.length-1];
		aryArray[aryArray.length]=null;
	}
	return varItemToPop;
}

var registeredObjects = new Array();
//v3.0 name changed to avoid clash with possible other JS in content, this function complements of MM Dreamweaver
function DHTMLNavBarMM_findObj(n, d) {
	x = document.getElementById(n);
	return x;
}

var DHTMLNavBarTime         = 100;
var DHTMLNavBarTimes        = 2;
var DHTMLNavBarmoveDistance = 1;
var DHTMLNavBarThisLoc      = 325;
var aryDHTMLLayerNames      = new Array();
var aryDHTMLNavBarLayerInfo = new Array();
var aryDHTMLNavBarLayers    = new Array();

function DHTMLNavBarArrayContains()	{
	var a = DHTMLNavBarArrayContains.arguments;
	var foundit = false;
	for(var i=0; i < a[0].length && !foundit; i++)
	{
		foundit = (a[1]==a[0][i]);
	}
	return foundit;
}

function DHTMLNavBarRegisterLayer()	{
	var a = DHTMLNavBarRegisterLayer.arguments;
	var n = a[0];
	var d = a[1];
	if(a[2] && a[2] == 'MOutLayer')
		var mo = true;
	else
		var mo = false;

	if(!(DHTMLNavBarArrayContains(aryDHTMLLayerNames,n)))
	{
		if(o = DHTMLNavBarMM_findObj(n))
		{
			aryDHTMLNavBarLayers[n] = o;
			DHTMLNavBarArrayPushUnique(aryDHTMLLayerNames,n);
			aryDHTMLNavBarLayerInfo[n] = new DHTMLNavBarLayer(n,d,mo);
		}
	}
}

// v3.0 name changed, this function complements of MM Dreamweaver with customizations
function DHTMLNavBarMM_showHideLayers()	{
	var i,p,v,x,obj,args = DHTMLNavBarMM_showHideLayers.arguments;
	if(args[args.length-1] != "menu")
		DHTMLNavBarMouseOutTimer();
	for (var i=0; i<(args.length-2); i+=3)
	{
		if(!aryDHTMLNavBarLayers[args[i]]) {
			x = (args[i+2]=='show')?'hide':'show';
			DHTMLNavBarRegisterLayer(args[i],x);
		}
	 	if ((obj=aryDHTMLNavBarLayers[args[i]])!=null)
		{
			v = args[i+2];
			aryDHTMLNavBarLayerInfo[args[i]].isDefault = false;
	 		if(args[args.length-1] == "restore")
				v = (v=='show')?'hide':'show';
			if (obj.style)
				obj.style.visibility = (v=='show')?'visible':(v='hide')?'hidden':v;
			else
				obj.visibility = v;
		}
	}
}

// v3.0 name changed, this function complements of MM Dreamweaver with customizations
function DHTMLNavBarMM_showHideGrandLayers() {
	var i,p,v,x,obj,args = DHTMLNavBarMM_showHideGrandLayers.arguments;
	if(args[args.length-1] != "menu")
		DHTMLNavBarMouseOutTimer();
	for (var i=0; i < (args.length-2); i+=3)
	{
		if(!aryDHTMLNavBarLayers[args[i]]) {
			x = (args[i+2]=='show')?'hide':'show';
			DHTMLNavBarRegisterLayer(args[i],x);
		}
	 	if ((obj=aryDHTMLNavBarLayers[args[i]])!=null)
		{
			v = args[i+2];
			aryDHTMLNavBarLayerInfo[args[i]].isDefault = false;
	 			if(args[args.length-1] == "restore"){
				v = (v=='show')?'hide':'show';
			}
			if (obj.style)
				obj.style.visibility = (v=='show')?'visible':(v='hide')?'hidden':v;
			else
	 			obj.visibility = v;
		}
	}
}
function DHTMLNavBarRestoreLayers()	{
	var i,p,v,obj,args = DHTMLNavBarRestoreLayers.arguments;
	for (var i=0; i < (args.length); i++)
	{
	 	if (obj = aryDHTMLNavBarLayers[args[i]])
		{
			v = aryDHTMLNavBarLayerInfo[args[i]].defaultVisibility;
			var strobjid = obj.id;
			if (obj.style)
			{
				obj=obj.style;
				v=(v=='show')?'visible':(v='hide')?'hidden':v;
			}
			obj.visibility = v;
			if (!aryDHTMLNavBarLayerInfo[args[i]].MOutLayer)
				aryDHTMLNavBarLayerInfo[args[i]].isDefault=true;
		}
	}
}
function DHTMLNavBarLayer()	{
	var a = DHTMLNavBarLayer.arguments;
	this.defaultVisibility = a[1];
	this.isDefault = true;
	this.MOutLayer = a[2];
}

var viz = "hide";
function DHTMLNavBarNavMove() {
	if(thisl==DHTMLNavBarMM_findObj("DHTMLNavBarScrollLayer"))
	{
		if(thisl.style)
		{
			thisl=thisl.style;
			viz="hidden";
		}
		thisl.top = DHTMLNavBarThisLoc -= 3;
		if(DHTMLNavBarThisLoc < -750)
		{
			DHTMLNavBarThisLoc=325;
			DHTMLNavBarTimes--;
		}
	}
	if (DHTMLNavBarTimes<=0)
	{
		otherl=DHTMLNavBarMM_findObj("DHTMLNavBarLayer");
		otherl.visibility=viz;
	}
	else setTimeout("DHTMLNavBarNavMove()",DHTMLNavBarTime);
}
function DHTML_swapImgRestore()	{
 	var i,x,a=document.Sliding_sr;
 	for(var i=0; a && i < a.length && (x=a[i]) && x.oSrc; i++)
	{
		x.src = x.oSrc;
	}
}
function DHTML_preloadImages() {
 	var d=document;
 	if(d.images)
 	{
 		if(!d.Sliding_p)
			d.Sliding_p=new Array();
		var i,j=d.Sliding_p.length,a=DHTML_preloadImages.arguments;
		for(var i=0; i < a.length; i++)
		{
	 		if (a[i].indexOf("#")!=0)
			{
				d.Sliding_p[j]=new Image;
				d.Sliding_p[j++].src=a[i];
			}
		}
	}
}
function DHTML_findObj(n, d) {
	var p,i,x;
	if(!d)
		d=document;
	if((p=n.indexOf("?")) > 0 && parent.frames.length)
	{
	 	d=parent.frames[n.substring(p+1)].document;
		n=n.substring(0,p);
	}
	if(!(x=d[n]) && d.all)
		x=d.all[n];
	for (var i=0; !x && i < d.forms.length; i++)
	{
		x = d.forms[i][n];
	}
	for(var i=0; !x && d.layers && i < d.layers.length; i++)
	{
		x = DHTML_findObj(n,d.layers[i].document);
	}
	 if(!x && d.getElementById)
		x=d.getElementById(n);

	return x;
}
function DHTML_swapImage() {
	var i,j=0,x,a=DHTML_swapImage.arguments;
	document.Sliding_sr=new Array;
	for(var i=0; i < (a.length-2); i+=3)
	{
		if ((x=DHTML_findObj(a[i]))!=null)
		{
			document.Sliding_sr[j++] = x;
			if(!x.oSrc)
				x.oSrc=x.src;
			x.src = a[i+2];
		}
	}
}
function DHTMLNavBarSwapRollover(swapimage,defaultimage,imageID) {
	if(imageID.length > 0 && document.getElementById(imageID))
	{
		if(swapimage.length > 0)
			document.getElementById(imageID).src = "images/" + swapimage;
		else
			document.getElementById(imageID).src = "images/" + defaultimage;
	}
}
window.onload = DHTMLFullyLoaded;
			

//-->
</script>
			
	
<a href="MedicalCenteriP.cfm?id=3623"><img src="images/FindAPhy.gif" width="180" height="21" alt="Find a Physician" border="0"></a></br>
		<div id="lryParentmain5642" class="Parentmain1"  onmouseover="DHTMLRestoreAll();DHTMLNavBarMM_showHideLayers('lyr5642','','show','menu');" onclick="DHTMLNavBar_configureCookie('5642');">
			<table border="0" class="ParentNav1" width="100%" cellpadding="0" cellspacing="0">
				<tr id="pRow5642" style="vertical-align: top; background-color: transparent;" >
					<td valign="top" style="" id="pLink5642"><a href="http://www.umassmemorial.org/MedicalCenterIP.cfm?id=1613" target="" class="clMain1">Our Care</a></td>
				</tr>
				<tr>
					<td valign="top"><img src="images/left-nav-betweenerMC2.gif" width="180" alt=""></td>
				</tr>
			</table>
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			<a href="/medicalcenterIP.cfm?id=5475" class="linkbreadcrumbs">UMass Memorial Health Care Refinancing Saves $6 Million</a>
		
	



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				<span class="title">UMass Memorial Health Care Refinancing Saves $6 Million</span>
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	<p><strong>FOR IMMEDIATE RELEASE</strong><br />June 15, 2010<br />CONTACT: Laura Schroeder<br />MS&amp;L Public Relations<br />617-369-8784<br /><a href="mailto:laura.schroeder@mslworldwide.com">laura.schroeder@mslworldwide.com</a></p>
<p><strong>Worcester, MA</strong> - UMass Memorial Health Care completed a $60.5 million tax-exempt bond issue through the Massachusetts Health and Education Facilities Authority (HEFA), to refinance nearly $60 million of UMass Memorial Health Care's existing debt. The refinancing will lead to approximately $6 million in savings for the hospital system, or 9.7 percent.</p>
<p>"As a leading nonprofit health care provider in Massachusetts, we understand how important these savings are to UMass Memorial in helping them reinvest these savings back into their health care mission," said Benson T. Caswell, HEFA executive director. "We are pleased to give UMass Memorial Health Care the opportunity to save by refinancing two bonds originally issued in 1992 and 1993."</p>
<p>The refinanced bonds were originally issued in the early 1990's, and helped build the Memorial Campus at UMass Memorial. Additional funds were issued to HealthAlliance Hospital, then Central New England Health Alliance.</p>
<p>"At UMass Memorial Health Care, we are trying to control the cost of healthcare in every possible way that we can," said John G. O'Brien, president and CEO at UMass Memorial Health Care. "This refinancing is a testament to the hard work and unwavering commitment to improving the health of our community we all share at UMass Memorial Health Care."</p>
<p>"By working with HEFA to refinance outstanding bonds, we now have the opportunity to use this savings to help reduce the cost of healthcare and to combat the medical inflation in cost structures," said Todd Keating, senior vice president and chief financial officer at UMass Memorial Health Care.</p>
<p>The money HEFA saves its nonprofit partners allows them to reinvest in their facilities, expand important services and employ more citizens of Massachusetts. Last year alone, HEFA financed 63 projects for hospitals, colleges and other nonprofit institutions across the state that totaled more than $3.2 billion and saved them more than $600 million in debt service cost.</p>
<p>UMass Memorial Healthcare is the largest health care system in central and western Massachusetts, and is the clinical partner of University of Massachusetts Medical School. This nonprofit system includes a complete health care continuum, with a multi-campus academic medical center, member and affiliated community hospitals, community-based physician practices, ambulatory clinics, home health agencies, hospice programs and rehabilitation and behavior health services. Hospital members include Clinton Hospital, Marlborough Hospital, HealthAlliance Hospital and Wing Memorial Hospital.</p>
<p>"UMass Memorial Health Care provides world class health care to the people of Worcester and is an essential part of the community," said Senator Harriette Chandler (D-Worcester). "Thanks to HEFA, the considerable savings realized by this financing can be focused on renewing additional community programs and the funds will go a long way in improving UMass Memorial Health Care's infrastructure."</p>
<p>"HEFA is providing UMass Memorial Health Care with the necessary savings to help them continue serving the people of Worcester with the highest level of health care possible," said Representative Vincent Pedone (D-Worcester). "I am delighted HEFA has provided UMass Memorial Health Care with this refinancing to help them continue to go the extra mile and maintain their commitment to the community and the region."</p>
<p>UMass Memorial Health Care is Central Massachusetts' largest not-for-profit health care delivery system, covering the complete health care continuum with UMass Memorial Medical Center, its academic medical center, member and affiliated community hospitals, freestanding primary care practices, ambulatory outpatient clinics, home health agencies, hospice programs, a rehabilitation group and mental heath services. UMass Memorial is the clinical partner of the University of Massachusetts Medical School. Visit www.umassmemorial.org or follow us on Twitter at http://twitter.com/umassmemorial for additional information.</p>
<p>HEFA is fully self-funded, receiving no taxpayer dollars. HEFA provides funding for hospitals, colleges and universities, cultural institutions, research centers and human service providers. In the last&nbsp; five years, HEFA provided more than $12 billion in low-cost financing to Massachusetts nonprofits, saving them more than $2.5 billion in debt service costs-savings which go back into their operating budgets to help them further their missions and enrich the lives of everyone in the Commonwealth.</p>
 


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